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PERSONAL CARDS
Optima Card
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Optima Card Benefits
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Welcome, Cardmember!
Your Optima Card includes the choice to pay in full or over time, transfer balances, and has no annual fee. Take advantage now.

Account
Activate your card online
Start using your card right away
Log into your Card account online
View statements and charges, anytime and anywhere
Add someone to your Card account
Share with friends or family
Transfer balances to your Card
A low APR lets you save more
Rewards
Membership Rewards Express® program
Points have no expiration dates
Visit the Bonus Points Mall ®
Earn double points all the time at more than 200 online brand name retailers when you shop through the Bonus Points Mall.
Pay with Points
lets you travel on any airline without blackout dates or restrictions.2
Features
Global Assist Hotline
24 hr. medical, legal referrals worldwide
Travel services in over 130 countries
Come see our Travel Service Office locator
More
Purchase Protection
guards against theft and damage
American Express®Gift Cheques
Let friends & family select their gifts
Fee-Free American Express Travelers Cheques
    

See everything your Card has to offer. Click here for a detailed benefits summary.

1.   For full terms and conditions of the Bonus Points Mall click here

2.   For full terms and conditions of Pay with Points click here
 
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