Changes to our Internet Privacy Statement will be noted here so that you can be fully informed about the privacy protections we provide and your choices with regard to our use of personal information for marketing purposes.

Changes to the Internet Privacy Statement Effective July 1, 2004
Section: What Information We Collect and How We Use It
Description: This section has been updated to provide additional detail about the information we collect on our site and how it is used.
Section: How You Can Access and Change Information
Description: This section is added to provide directions on how you may request changes to information you have provided on americanexpress.com.
Section: Site Security Features
Description: This section is updated to recommend users use the latest browser available with SSL capabilities.
Section: Credit Records
Description: This section is revised to provide updated information about availability of credit reports.
Section: Direct Mail, Telemarketing, and E-mail Offers
Description: This section is updated to include information about the FTC "Do Not Call" list.

Changes to the Internet Privacy Statement Effective April 15, 2004
Section: Private Payments
Description: The Private Payments section has been removed in conjunction with the April 15, 2004 service decommission.

Changes to the Internet Privacy Statement Effective December 19, 2002
The Internet Privacy Statement has been re-designed to be easier to navigate and understand. To do this, explanations of how we collect, use and protect information online have been clarified, and some sections have been re-ordered. And, some additional explanations have been added to create a comprehensive source of privacy-related material (e.g., the Legal Notices page).

Changes to the Internet Privacy Statement Effective January 28, 2002
Section: Clear Gifs
Description: This section was added to Information Collection section to describe our use of clear gifs and related reporting technologies.

Changes to the Internet Privacy Statement Effective January 3, 2002
American Express Internet Privacy Statement Overview Page added to provide an easy-to-read summary of the Internet Privacy Statement.

Changes to the Internet Privacy Statement Effective June 15, 2001
Section: Private Payments
Description: The Private Payments section has been modified to reflect a change in our software. Beginning June 15, 2001, Private Payments will no longer install software on your computer's hard drive to support the service.

Changes to the Internet Privacy Statement Effective June 1, 2001
Section: Online Wallet
Description: This section has been removed because we have discontinued the Online Wallet. Cardmembers will be able to view or print their Online Wallet data up until June 15. We will retain the data for risk management purposes only. Information obtained in connection with a Cardmember's use of the Online Wallet will not be used for marketing or promotional purposes.

Changes to the Internet Privacy Statement Effective March 8, 2001
Section: Information Use
Description: This section was updated to clarify our uses and sources of E-mail addresses. It also now refers customers to the "Declining E-mail Offers" section of the Privacy Statement for an explanation of how to opt out of receiving E-mail offers from American Express.

Changes to the Internet Privacy Statement Effective July 25, 2000
Section: Information Collection
Description: This section was updated to address more specifically what information we do and do not collect, and to more fully explain the combination of online and offline information for registered users of an American Express online service.
Section: Information Use
Description: This section was updated to reflect the fact that we do NOT share E-mail addresses with other companies. In addition, it reflects the fact that we may provide customers with graphic-rich html E-mails if we know if their E-mail address is html enabled.
Section: Online Wallet
Description: This section was updated to clarify that information is shared with agents and contractors of American Express only for the purpose of performing services for the Online Wallet.
Section: Company Commitment to Privacy
Description: This section was updated to include a direct E-mail address for site visitors to contact with questions regarding our privacy policy and account information.
Section: About Cookies
Description: This section was updated to provide more recent information on how to set your cookie preferences and to reiterate the clarifications in the Information Collection section.
Section: Set E-mail Preferences
Description: This section was updated to provide more recent information on how to set your E-mail preferences and the time it takes to process a request to decline E-mail offers.

Changes to the Internet Privacy Statement Effective September 8, 2000
Section: Private Payments
Description: This section was included to provide all relevant details about Private Payments, a new service to American Express.