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AMEX Health and Dental can help take the pain out of expensive medical and dental costs.
Dental services, prescription drugs, eye care, registered therapists - they're just a few of the health expenses not fully covered by provincial health plans. And if you're not working for a large company that provides a group plan, these are expenses that can add up fast.
Introducing the AMEX® Health & Dental Plan
The AMEX® Health & Dental Plan, from Manulife Financial, is custom designed for American Express® Cardmembers. The Plan offers easy and affordable single or family coverage. And it's especially practical for small business owners, entrepreneurs and anyone who is not covered by a group health and dental plan.
Straightforward, affordable coverage
Whether it's for yourself or your entire family, you can choose from four levels of coverage - starting from as little as $40.60 a month1. And with our Standard Health or Standard Health and Dental plans, you don't need to take a medical examination or answer any health questions.
Convenient payments
Premiums are conveniently billed to your American Express card each month. Of course, as with virtually any purchase, you can also earn rewards depending on the card you carry.
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| Making Risk-reduction a Tax-deduction |
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If you're self-employed you may be able to deduct your supplemental health coverage premiums from your annual income2. When you add up the potential tax savings, your AMEX Health & Dental Plan could help you save even more.
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If you own a business, offering benefits such as a Health and Dental plan can help to attract and retain the best employees. What's more, premiums paid on behalf of employees may be tax deductible for employers2.
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Standard Health
(No medical questionnaire required) |
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Standard Health and Dental
(No medical questionnaire required) |
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Premium Health and Dental
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| $100 for every 2 benefit years |
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| $100 for every 2 benefit years |
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| $150 for every 2 benefit years |
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| $150 for every 2 benefit years |
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| REGISTERED SPECIALISTS & THERAPISTS |
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$300 combined per year
$15 maximum per visit
$35 per year for Chiropractic x-rays
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$300 combined per year
$15 maximum per visit
$35 per year for Chiropractic x-rays
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$600 combined per year
$15 maximum per visit
$35 per year for Chiropractic x-ray
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$600 combined per year
$15 maximum per visit
$35 per year for Chiropractic x-rays
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Dental check-ups and treatment
Year 1: $800 max.
Year 2: $1,200 max.
Year 3 +: $1,500 max.
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Dental check-ups and treatments
Year 1: $800 max.
Year 2: $1,200 max.
Year 3 +: $1,500 max.
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- Homecare and Nursing Benefits (Registered Nurse, Certified Home Support Worker)
- Durable Medial Equipment (Crutches, wheelchairs, etc.)
- Prosthetic Appliances (Brace, custom-made orthotics)
- Hospital Cash
- Ambulance Services
- Accidental Dental
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This document is a general summary only of the AMEX Health & Dental Insurance Plan.
Amex Bank of Canada and its affiliates are not liable for any coverage or benefit provided by the underwriter of the policy. If you have any dispute related to coverage or benefit, please contact the underwriter directly and the phone number indicated below.
The AMEX Health & Dental Plan is underwritten by The Manufacturers Life Insurance Company. The AMEX Health & Dental Plan is only available to American Express Cardmembers.
In this outline we have attempted to explain clearly and briefly the benefits available under this Plan. All the provisions of the Plan are contained in the Policy and Schedule of Benefits. Certain exclusions, limitation, deductibles and maximums apply. Please read the Policy and Schedule of Benefits carefully.
Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation.
®: AMEX, American Express, and Membership Rewards are registered Trademarks used under license from American Express Company.
1 AMEX Standard Health premium for Ontario residents - Based on individual rates for ages 21-44. Premiums may vary by province.
2 You should seek the advice of a professional to determine your eligibility for tax.
Download the plan details, premium information, and the enrollment form in Adobe Acrobat PDF (Portable Document Format). Then simply print the enrollment form, fill it out, and mail it to us at:
Manulife Financial
Affinity Markets
P.O. Box 4213, Station A
Toronto, Ontario
M5W 5M3
If you can't view the form you will need to download Adobe Acrobat Reader. It's free. Just click on the button below to get started.
 to download plan details
to download premium information
to download the enrollment form
to download the enrollment form (Quebec residents only)
To receive a no-obligation information kit, call Manulife Financial at 1-866-723-1234.
If you can't view the form you will need to download Adobe Acrobat Reader. It's free. Just click on the button below to get started.
Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. Also, in some cases, an affiliated American Express entity may be the insurer or reinsurer and may earn insurance or reinsurance income. The arrangements we have with certain providers, including the potential to reinsure products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you. |
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