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Transferring balances from higher-rate credit cards, department store cards, and loans to your American Express® Card can help you:
  • Save money on interest
  • Reduce your monthly payments
  • Make one convenient payment
    Check out your rate
    and your savings!
    You can complete your balance transfer online in a few minutes.
    You will need:
  • Your American Express Card Apply for a Card
  • A User ID and Password Register for a User ID and Password
    Be sure to have the following items for each card from which you are transferring balances. If necessary, refer to your most recent billing statement:
  • The account number
  • The payment address
  • The amount you'd like to transfer
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