 |
IMPORTANT INFORMATION REGARDING YOUR APPLICATION
 |
The information in this application is accurate through 10/30/2009. This information may have changed after that date. To find out about any changes, please call us at 800-628-2244.
|
|
|
|
|
|
|
The annual fee of $125 for your Basic Card and $45 per Additional Gold Card is waived for the first year of your membership. There is no annual fee for Additional Business Green Cards.
†
|
|
Varies from state to state, from zero to the greater of $35 or 2.99% of delinquent balance.
|
|
| All charges made on this Charge Card are due and payable when you receive your billing statement. |
|
|
†
The first year annual fee is waived for new Card applicants only. If you transfer an existing account to the Gold Card, you are not eligible for the first year annual fee waiver.
|
|
|
|
Patriot Act Notice: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including your name, address, date of birth and other information that will allow us to verify your identity.
|
|
|
Our Agreement
|
|
By submitting this application, I as an individual and the Authorizing Officer of the Company (a) request that you open an account ("Account") in the name of the Company and in my name, (b) request that Card(s) be issued on that Account as indicated on this application, (c) understand that you will renew and replace the Card(s) until I cancel, (d) agree to be individually, jointly and severally liable for all charges to the Account made by all Cards issued on the Account now or in the future, (e) agree on behalf of the Company and myself to be bound by the agreement governing the Account ("Cardmember Agreement"), and (f) REPRESENT THAT THE CARD(S) WILL BE USED FOR COMMERCIAL OR BUSINESS PURPOSES. I understand that the Cardmember Agreement includes an arbitration provision, which impacts my opportunity to have claims related to the Account heard in court or resolved by a jury, and to participate in a class action or similar proceeding. I understand that the Cardmember Agreement also provides, among other things, that (i) the Account terms, such as fees, are subject to change and (ii) I am personally responsible for payment for all charges on the Account and the Company is also jointly liable for all such charges. I understand that I must provide all the information requested in this application and I certify that such information is accurate. I authorize you to verify the information on this application and to receive and exchange information about me including requesting reports from consumer reporting agencies. If I ask whether or not a consumer report was requested, you will tell me, and if you received a report, you will give me the name and address of the agency that furnished it. I authorize you and your affiliates and subsidiaries to contact these sources for information at any time and to use any information obtained about me for marketing and administrative purposes.
|
|
|
|
|
Express Cash
By accepting the Card, I am also requesting to be considered for your Express Cash ATM program. The Express Cash terms and conditions, including fees, will be printed on the Card Agreement. If I am approved for this program, you will issue me a Personal Identification Number (PIN).
|
|
|
|
|
Membership Rewards program:
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.
|
|
|
|
|
Bonus points:
To be eligible to earn bonus points you must be enrolled in the Membership Rewards® program at the time of purchase and charge your purchases to an eligible, enrolled American Express® Card.
Upon your first Eligible Spending** purchase, a one-time bonus of 5,000 points will be credited to your Membership Rewards account. You may be permitted to have more than one The Gold Card account; however, you are eligible to earn this 5,000 point welcome bonus points for only one Card account. Additional Card members are not eligible. These bonus points will be credited to your Membership Rewards account 6 to 8 weeks after your first Eligible Spending purchase appears on your The Gold Card billing statement. Bonus ID: 9238. You can earn additional bonus points for your Eligible Spending** in each membership year, as follows: If your Eligible Spending in a membership year is equal to or greater than $20,000 but less than $50,000, you can earn 5,000 bonus points; if your Eligible Spending in a membership year is equal to or greater than $50,000, you can earn an additional 20,000 bonus points. Bonus points will be credited to your Membership Rewards account 6 to 8 weeks after your Eligible Spending reaches the $20,000 and $50,000 threshold amounts, respectively. Bonus ID: 7312; 8192. A one-time renewal bonus of 10,000 points will be awarded to your Membership Rewards account 6 to 8 weeks after you pay the annual membership fee for the second membership year. Some American Express Cards are not eligible for enrollment in the program. Terms and conditions for the Membership Rewards® program apply. For more information or to enroll in the Membership Rewards program, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change without notice. Bonus ID: 3125.
**"Eligible Spending" includes purchases of goods or services, which purchases have not been returned or otherwise credited to your Card account: it does NOT include fees, Finance Charges, Balance Transfers, Cash Advances or similar means of accessing your Card account, or the purchase of American Express Travelers Cheques, American Express Gift Cheques or other cash equivalents.
|
|
|
No pre-set spending limit —
The American Express Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit card record and financial resources known to us, and other factors.
|
|
|
|
Car Rental Loss and Damage Insurance
Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 and is subject to change with notice. This document does not supplement or replace the Policy.
|
|
|
|
|
Return Protection
Purchases must be made in the United States and charged in full on your Card. A Refund will not be paid if, on the date we receive your Return Protection Request, any amount on your Card Account is past due for one or more billing cycle(s) or your Card is cancelled. Refunds are limited to $300 per designated item, and $1,000 annually per Cardmember Account. The item must be in “like new” condition (not visibly used or worn) and working in order to be eligible. An item is eligible if it may not be returned by the Cardmember to the store from which it was originally purchased. Any item purchased from a store that has an established return/satisfaction guarantee program which is greater than or equal to the terms of Return Protection, and provides coverage for claim, will not be eligible for a Return Protection Refund.
Items not eligible for a refund are: animals and living plants; one-of-a-kind items (including antiques, artwork, and furs); limited edition items; going-out-of-business sale items; consumable or perishable items with limited life spans (such as perfume, light bulbs, non-rechargeable batteries); jewelry and precious stones; services and additional costs (such as installation charges, warranties, shipping, or memberships); rare and precious coins; used, rebuilt and refurbished items; custom-built items, cellular phones; pagers; compact discs; digital video discs; mini discs; audiotapes; videotapes; computer software; firmware (such as console games, Nintendo, etc.); maps; books of any kind; health care items (such as blood pressure machines and diabetes equipment); formal wear; tickets of any kind; motorized vehicles (such as cars, trucks, motorcycles, boats, airplanes, or riding lawn mowers) and their parts; land and buildings; firearms; negotiable instruments (such as promissory notes, stamps and travelers checks); cash and its equivalent; and items permanently affixed to home, office, vehicles, etc. (such as garage door openers, car alarms).
If you have any questions regarding a Return Protection Request or the Return Protection program, please call our Customer Service Department at 800-297-8019.
|
|
|
|
|
Purchase Protection
is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.
|
|
|
Travel Accident Insurance Policy
is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0948. See Description of Coverage for complete details.
|
|
|
Travel Services Locations
Not all services are available at all locations. Services are subject to local laws and cash availability.
|
|
|
|
|
OPEN Savings®
Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
|
|
|
The Business Green Rewards Card from OPEN is issued by American Express Bank, FSB.
© 2009 American Express Bank, FSB. All rights reserved.
|
|
